I can't speak highly enough of my recent experience of contacting the Financial Ombudsman Service and seeking their assistance. I started on their website, followed quickly by a telephone call for clarification and speaking to a real person who took a genuine interest in what I was saying and then concluding with a complaint handler I felt I was provided with exceptional service. I had been "banging my head off a brick wall" with Sainsbury's Bank and the NatWest Bank for many months - both of these organisations' customer service departments could be, in my opinion, best described as unhelpful, uninterested and unresponsive. With days of contacting the Financial Ombudsman Service, a complaint handler had been appointed and my lost money had been returned.
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We were set up by Parliament to resolve individual complaints between financial businesses and their customers. We can look into problems involving most types of money matters - from payday loans to pensions, pet insurance to PPI. If we decide someone's been treated unfairly, we have legal powers to put things right.