This company literally f/d up my excellent credit history of 10 yrs. I had 2 credit cards through this company. Both cards were at 0 balance.Therefore I wasn't carrying them. The yearly fee came out of the balance they decided to call me after 90 days of those payments being overdue. They only took 1 late payment off leaving me with 4 60day past due payments on my credit report they can kiss my black ass
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