We have used them twice. Each time, the terms of the loan are clearly spelled out from the beginning. The documents that you sign have the details in a very prominent space at the top and bottom of the agreement. (Not hidden in small print). Is the interest and fees higher than a lot of banks and a few lending companies? Maybe but the funding call allows you to ask questions to ensure BEFORE anything is final, your questions are answered and both parties are clear about the terms of the loan.
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