I've been with this bank for over five years, and they have made significant improvements during that time. Initially, they used a limited money transfer service, but they quickly transitioned to a more widely used option. One standout feature is their teen checking account, which allowed my 16-year-old to set up direct deposits for her paychecks, and I can monitor her spending through the app. However, it's worth noting that the account can overdraft, which we discovered when I mistakenly transferred funds. Thankfully, I caught it in time. The staff at any branch is always friendly, offering refreshments while you wait. They print your new debit card on-site in just minutes. They also provide gifts for new accounts, which is a nice touch. Fees are average for a national bank, with no monthly maintenance fees as long as the account has some balance. The only area needing improvement is the app, which feels outdated and less functional compared to others. Overall, this bank is a great choice, providing numerous benefits and a friendly atmosphere.
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