I know it's stereotypical to say "I'd give 0 stars if I could," but genuinely, if I could take stars away from them for the headaches and mental breaks they have given me, I would. Working with them has been an absolute nightmare. I had coverage under my mother, and when I turned 26, I had thirty days as a grace period. I needed an appointment during that grace period for some health issues and making sure those were resolved, so I went, assuming I would be covered for the appointment and bloodwork I needed for my health issue. I find out by policy, I have to submit a claim. No problem. I do so. It gets rejected because my coverage ended. I reach out to them, informing them of the grace period. They resubmit the claim. Denied again. I find out the bloodwork was the claim they were referring to and not the appointment. I submit a claim for the appointment. I call many times to ensure both are in the system and am told yes. However, I just found out the claim I submitted myself for the appointment was lost (despite asking about it less than a month ago and being told it was found and filed), and the lab was rejected AGAIN. These bills total to $1,000. I don't have this kind of money lying around. The policy I was on SAYS I would be covered. Their claims team even TOLD ME upon review of my policy. I have been fighting this crap for half a year about. The incompetency is astounding. I don't know how any organization can be so cruel in how stupid they are. I have been having breakdowns, calling my doctor humiliated over being unable to get this claim processed, calling on a near weekly basis babysitting this garbage, being told they are doing everything they can. Are you really? And if you truly are, do you not feel even a bit of shame if this is your best? Stay away from GEHA. They truly highlight how corrupt and garbage our healthcare system really is in this country, and for anyone on it, I am so very sorry that this is what they offer government employees. You deserve better.
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The company currently offers traditional fee-for-service medical plan options with a preferred provider organization along with a high deductible health plan that can be paired with a health savings account.