Fantastic application—until they introduced a €0.20 fee per transaction per person via an unclear email. A couple ends up paying €0.40 per transaction. They also set a maximum monthly cap of €5 per person, which over 12 months becomes €60 per person, and obviously €120 for two people. At that point, it no longer makes any sense to use it: charging per transaction in a cashless world is simply not sustainable.A real shame—great idea, ended very badly.P.S. Nowhere is it clearly stated that there are fees, unless you dig into the app’s FAQs. Even in the onboarding tour explaining how it works, there’s no mention of any cost. The transaction fee is not shown on the transaction itself; you can only infer it by comparing the receipt with the Cino transaction amount. This is the kind of practice that would certainly not sit well with antitrust authorities.
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OVER 2.5M BILLS SPLIT INSTANTLY WITH CINO.
Cino is the fastest way to split bills with partners, friends, and housemates. It’s the first ever bill-splitting app that uses group cards to split your bill instantly with Apple Pay or Google Pay.
No one has to cover the bill upfront – everyone’s share comes straight out of their own bank account. You can choose exactly how you want to split. It's easy, fast, and free.
So drop the admin. Stop the spreadsheets, and start sharing expenses automatically with Cino. You won’t remember how you lived without it.See more