We discovered Cino through ChatGPT when we were fed up with fees and the hassle of topping up a joint account. I had to dig a bit to find it, but it was worth it.What we like most is how natural it feels in daily life. We still use our phones to pay like we normally would, the merchant name shows up clearly on our bank statements, and we even get notified when the other person pays. That level of transparency really makes a difference.There’s no physical card, but honestly, does anyone really need that anymore? Between mobile payments and online shopping, we’ve never missed it.For us as a couple, Cino has replaced a joint account without any of the stress — no fees, no negative balances, no constant top-ups. And it’s free.I can easily see it being just as useful in a shared flat or for roommates. It has made our finances lighter and more transparent, and we’re really grateful to the team for creating something so practical.
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OVER 2.5M BILLS SPLIT INSTANTLY WITH CINO.
Cino is the fastest way to split bills with partners, friends, and housemates. It’s the first ever bill-splitting app that uses group cards to split your bill instantly with Apple Pay or Google Pay.
No one has to cover the bill upfront – everyone’s share comes straight out of their own bank account. You can choose exactly how you want to split. It's easy, fast, and free.
So drop the admin. Stop the spreadsheets, and start sharing expenses automatically with Cino. You won’t remember how you lived without it.See more