Goodleap is horrible to deal with. They will not accept billpay electronic payments, just by check and for some reason it takes forever to clear the check my credit union sends. I got a call stating my bill was past due. I sent it. They are like wait until a certain date and strangely enough it cleared my account that very day. I made larger than needed payments, it all goes to interest. They badger you about signing up for auto pay every time you call. I am getting a loan to pay them off and when I called for payoff, they wanted me to sign up for auto pay.They should be closed down.
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