Stay away this company is a scam, had a new HVAC system from Horizon and this is the company they finance thru. Interest rate is 13.49% they didn't require a payment for two months and bang you on interest. I have made 4 payments of more than required amount and none it went to balance only interest. They lied to me when I specifically asked if extra payment would go to balance, and they said it would. I called and got nothing but a runaround and said read your contract sorry but that is the way it is that payments go to interest that accrued for the 2 months before 1st payment was required, the interest is more the twice the amount of the loan. $1400.00 in payments and only $49.50 went to balance. I am going to be taking out personal loan to pay off balance to get away from these thieves. They lie and when you try and talk to someone they have nothing but BS company scripted answers.
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