Kevin is extremely friendly and knowledgeable broker to work with - had great insights about the market and timing considerations to lock interest rates, legal considerations including one that saved me tens of thousands on closing costs, and mortgage terms and structures etc. Learned a lot from him through the course of the process - which I very needed as a first time home buyer! Highly recommend
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Grayton Mortgage (NMLS 1104545) is a mortgage brokerage and mortgage bank providing residential home mortgages in California, Florida, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
We provide conventional loan programs - conforming balance, high balance conforming, and jumbo. Grayton Mortgage provides government loan programs as well - FHA, VA, and USDA. Second liens are available both as fixed rate and home equity lines of credit (HELOCs). The company has both fixed and floating rate options (ARMs).
The company has non-QM / alternative loan programs available: fix and flip, bridge loans, hard money, Debt Service Coverage Ratio ("DSCR"), no doc / low doc, foreign national, and asset depletion programs.See more