I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.
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Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.See more
