The only reason I'm rating it a one is that I can't give a zero. The investment options and capabilities are so limited that they're almost useless. The only reason I see anyone using their services is due to a lack of alternatives from their employer or plan. It's hard to understand why anyone would choose to use this service willingly. They claim they might eventually add basic features that every other brokerage already has, but there's no timeline or information on when or if improvements will happen. It feels like a bad joke that this company could convince anyone they are qualified to manage assets or create a viable trading platform.
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HSA Bank is a health savings account administrator in the United States.