I never leave reviews, but I dont want any anyone else to experience what I have. They have Absolute horrible customer service, I had my payments come out automatically every Month for the last year, and they reported to the credit bureau that I had been late for the last 60days when I called them, the guy informed me that he could see my payments had in fact come out, he then told me they didn’t report to the credit bureau, when i informed him i had proof that my score had dropped drastically because of it he giggled, then i was sent an email a few hours later saying there was nothing that that could do to correct the bad ding on my report. Their FALSE information to the CB costed me 18 points. I thought the purpose of Kikoff was to help us with our credit but infact it’s a scam.
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Kikoff is a personal finance platform that expands access to credit and financial services, helping people build credit quickly and work toward long-term financial health. Founded by a team with personal experience navigating the challenges of credit access, Kikoff is committed to creating fair, effective tools that support real financial progress. Designed to rethink the traditional hurdles of credit building, Kikoff opens a path to get started in minutes - with no credit check. Headquartered in San Francisco, Kikoff is a licensed lender and uses bank-level encryption to protect customer data. Learn more at Kikoff.com or by downloading the Kikoff app.See more