Honestly didn't know what GL coverage even meant before talking to the team at Latent. I run a small restaurant in the East Bay and my old broker would just send me a renewal PDF and disappear for a year. Latent actually walked me through what I was buying, what's covered, what's not, why the limits mattered for my setup. Got quoted same day, bound within 48 hours. Will be back when my BOP renews.
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