Typical bait and switch, I told the representative that I’m not interested in restructuring my credit and that I want a loan to pay some credit cards and remodel parts of the house to increase its value. The representative said he’ll do a soft search and would never send me an option to restructure. He then put me on hold and transferred me to somebody else who gave me an option to restructure my credit
I have a 650 credit score and make 5k a month
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