I had a very disappointing experience with LightStream. The application process required a significant amount of personal information, which I provided in good faith. However, despite this, my loan was not approved.What concerns me the most is that a credit inquiry was still placed on my credit report. This negatively impacts my score, even though I did not receive any benefit from the application.Overall, the process felt misleading and frustrating. I would advise others to be cautious before applying, especially if they are concerned about unnecessary credit inquiries and sharing sensitive personal information. Fraud. Be careful.
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LightStream online lending offers loans for auto, home improvement and practically anything else, at low rates for those with good credit.