I have two personal loans total to $10k. Both in good standing. I got lured in with Lightstream’s “competitive rate”. I decided to give it go for a refinance with lower rate to save some money. Still I got deny even with a credit score of 760+. What a waste of hard inquiry on my credit report. Don’t waste your time and ding on your credit score. The competitive rate is a scam.
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LightStream online lending offers loans for auto, home improvement and practically anything else, at low rates for those with good credit.