I have applied for multiple loans from Lightstream throughout the years, with every application resulting in a decline. I have top tier credit and employment history and plenty of assets, I believe this is now discrimination and violates regulation B of the ECOA. If you look at the reviews online, this seems to be happening to more and more people. If this happens to you I HIGHLY recommend filing an online complaint with the Consumer Financial Protection Bureau, FDIC, and your states attorney generals office. I believe lenders like these should be held accountable for their actions.
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LightStream online lending offers loans for auto, home improvement and practically anything else, at low rates for those with good credit.