I had a horrible experience. My wife and I were travelling and she got sick while boarding the plane at the layover and was taken to airport medical center for emergency care. Later when we filed the claim, it was denied citing that we didnt contact the insurance before abandoning the flight. I was at loss of words how can it be expected that we have to call insurance right away even when dealing with medical emergency. If the insurance cannot cater to such simplest of cases, then I think it is no less than a scam. I am very skeptic of any positive review perhaps they only want to help German consumers.
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