So my advice is: run, simply run away from MS! Don't get involved with them, there is J4Kiss.com and whole bunch of other more or less trusted platforms so there is no need to experiment with MS. Don't repeat my mistake. I fell for a couple of sexy ladies and lost about $400 chatting with them (you have to buy credits so chatting gets very expensive). It goes without saying that those sexy ladies appeared to be totally fake. Chatbots, ieither stolen or automatically generated pictures,empty promises... There was no one to meet for real.
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