The credit limit is determined by your bank account and the subscription plan you choose—monthly or annual— which shouldn’t influence your access. It feels somewhat unethical to suggest that a larger upfront payment will lead to a higher credit limit. After receiving a limit, they restrict access to only a small portion, around 1-2%. For example, if you’re granted an $800 limit, you can only utilize $30. This means they provide a limit but then restrict your spending. Additionally, after paying a $10 signup fee, you find that while the service seems to allow for small payments like streaming subscriptions, it doesn’t support larger bills. The app claims you can adjust this limit in settings, but that option is misleading. I am currently trying to resolve this issue with the support team, as it’s frustrating to pay a fee, receive a limit, and then be denied access to it.
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