The review below titled "Do Not Invest with Merrill Lynch" -- about the sick game they play with beneficiaries to prevent them from getting their money -- is SPOT ON. Same thing happened to us. Certainly ensures that I will never invest with Merrill Lynch and neither should you. A scoundrel of a company.
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Merrill Lynch is one of the world's leading financial management and advisory
companies, providing financial advice and investment banking services.