Their corporate infrastructure allows local agents and offices to conduct themselves in an unprofessional and unethical manner. Then once those practices are brought to light, they will lie and do anything needed to hide their deceptive practices. All then to be backed up by their corporate that has it all setup to work this way in the first place. Take your business ANYWHERE but Merrill Lynch! Lesson learned firsthand.
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Merrill Lynch is one of the world's leading financial management and advisory
companies, providing financial advice and investment banking services.