mytiorico.com

4.3
4.3 Based on 60 reviews

...

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Xodai
Horrible

I got the loan cause I needed cash fast which is the only thing this place does right. I took a loan with them and signed up with a 203% annual rate installment loan like an idiot. When I wasn't able to pay, they started sending letters to me which is allowed by law, but decided that they would charge me a daily late fee of 10% of what I owed every 10 days and took the annual rate and prorated the rate by 365 days and started charging me that daily. An annual rate is technically only supposed to charge once a year but they said it was in the contract which it isn't. Even a representative from their legal team said I was an idiot and that it was in the contract without even reading. The contract was about to charge off meaning it would be sent to the credit agencies and to the court when they told me that the best thing to do is to sign up to renew the contract. Now they are charging me interest in top of the original interest. Yet to this date, are they able to explain the extra charges I've been charged for which led me to this point. A $300 turns into a $900 with how they "work" with you.

1
Date of experience: Dec 02, 2014

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