My time using the service to improve my credit score has been entirely positive. My score has risen nearly 200 points in the past year and a half. I appreciate the ability to set my own pace and earn rewards that can either enhance my small personal loan or be used for gift cards. The monthly subscription cost is fair for the benefits provided. If I ever face a situation that disrupts my repayment schedule, the team and the app have been fantastic to work with—understanding and genuinely pleasant. Initially, I thought the app was trivial, but it's not. It's straightforward, user-friendly, and comfortable to navigate. I truly enjoy using this service.
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