I took an interest free loan with Omni Capital Finance for goods from Sheds.co.uk. Paid my deposit and made interest free payments over 4mths since. They adjusted my initial payment to a time to suit my salary/income to make life easier prior to the first installment (at no charge - otherwise I wouldn’t have asked). After which everything ran like clockwork. Fantastic lender from my own experience. No hidden or underhanded practices. Everything was explained, upfront and above board. I actively hope to deal with them again through themselves or one of their merchants.
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