Had I not received TWO texts messages from HMRC,I wouldnt have worried. But with so many changes thanks to the Govt I wasn't sure whether I had been affected by changes of legislation. At 80 and ONLY in receipt of pensions-I worried and spent an hour on the phone, and even more on line, because, try as I might, I could not register for access. After a long wait, I got through to a very kind and patient lady who said that IF I AM liable to pay any tax on my income, they would be sending me a LETTER. So why send text messages?
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