I did not take the insurance with them because after getting a quote, the final offer was a 40% price increase over it. The reason they say is that the initial quote was only based on my age, later there are other medical conditions that impact the price. But I wonder: is it really true that a meniscus surgery and an allergy can cause a price increase of more than 200€/month over the initial offer?In my view they are not competitive with other private insurances and will offer unrealistic prices at the beginning, to arrive to the final offer with a big price increase. A dishonest and not transparent strategy, so better to avoid from the beginning.
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