I’m very happy with my insurance policy and ottonova in general. Been with them since 7 years and had no issues with them so far. They behave like a partner who’s actually interested in good health outcomes, not an adversary. I had no troubles with late paybacks either, they’re usually very fast. The negative reviews on here are partially unfair. My health assessment during onboarding was conducted in a fair way and in accordance with German law (many people here seem confused about the legal framework they’re bound by). Highly recommended
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