Applied to Ottonova and received „unverbindliches Angebpt“. Then call from friendly service rep to answer questions. So far so good. Next I get a call from this female who says she wants to confirm my medical status. I have ZERO medical conditions, have had no surgeries, not on any meds, etc. THEN she asks about where I pay my taxes. Wait. Is this not a medical check? No they need to know. So I tell her in Germany although I have a second home in the U.K. She goes a bit weird on me and starts insinuating they needed to review my application adm would let me know. I smell a rat and ask her if there was a problem? No real answer. Never hear back until I email them a few days later to be told they could not offer me cover. No explanation. Not returning my calls. Wow. Great service. Really fostering trust here. Not. To summarise: Given the other poor reviews combined with my experience during sign up I could not recommend Ottonova at all.
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