Branch Insurance, a relatively new company, undercut most other insurance providers to win your business. While homeowners insurance typically locks you in for a year, they offer auto insurance for just six months. Even without any claims, they'll hike your rates by 25% and assume you're stuck with them. With homeowners insurance, they've raised rates by 25%-35% without claims and employ questionable tactics.Many police departments don't respond to home break-ins promptly, prioritizing other duties. Homeowners are now tasked with their own security, relying on companies like Ring and Blink (owned by Amazon) for surveillance. While these systems can be monitored and recordings stored in the cloud, homeowners also have the option to keep recordings locally on their digital chip. It all based on the internet and wifi. You know what happens when internet it does not work. These serve as evidence of a breach, and you report to the police, potentially impacting insurance rates.In this technological age, burdening the police, who may take 20-30 minutes to respond to home burglaries, is unnecessary. There aren't enough officers to address every home burglary, although they do respond to commercial burglaries and armed robberies. Branch Insurance seems to view customers as mere sources of revenue. I cannot in good faith recommend them. They force good people to burden their losses.
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