My Personal Experience with Payarc and CEO Zachary Martinez: How I Worked for Nothing While My Family StarvedI never imagined I’d be writing something like this. I grew up knowing the value of hard work, and when I got the chance to work with Payarc, I thought it was finally the break my family needed. We were struggling financially, but I believed if I worked hard, I could provide a better future for my wife and our baby on the way.Unfortunately, my experience with Payarc — and specifically with its CEO, Zachary Martinez — has been the most painful, humiliating, and financially devastating chapter of my life.Big Hopes, Broken PromisesWhen I started, I was told there was huge opportunity. Payarc handled merchant processing, and I was eager to bring in clients, help them process payments, and earn commissions. I did exactly that. In fact, Payarc processed over $80,000 in merchant transactions directly tied to my work.But when it came time to pay me? Nothing. Not even $100.Imagine working tirelessly, chasing every lead, every account, believing that each dollar you helped process was also helping put food on your family’s table — only to find out that the company you trusted refuses to pay you.Struggling to SurviveRight now, my wife is pregnant. Instead of saving for a crib or preparing for doctor visits, I’m scrambling just to make sure she has food to eat. We’re literally surviving day to day, while Payarc profits off my work without paying me a cent.The weight of that reality has been crushing. I feel like I’ve been working for food, like I’m not just fighting for money — I’m fighting for my family’s survival.Threats and Abuse from the CEOWhen I confronted Payarc and CEO Zachary Martinez about not being paid, I expected a conversation. Instead, I got screamed at, cursed at, and even threatened.He told me he didn’t care about my situation. He threatened to have me arrested. He even said he would file false police reports against me. Then he hung up.That moment showed me everything I needed to know about Payarc’s leadership. This isn’t just a company that failed to pay me. This is a company run with complete disregard for basic human decency.Why I’m Speaking OutI don’t share this story lightly. It’s humiliating to admit that I worked so hard and have nothing to show for it. But I also know I can’t stay silent while a company like Payarc treats people this way.I want others to know what happened to me so they don’t fall into the same trap. No one deserves to work for free. No one deserves to be threatened for asking to be paid. And no one deserves to be treated with the cruelty I experienced at the hands of Payarc and Zachary Martinez.Final ThoughtsI’m still fighting to recover what I’m owed, but more than that, I’m trying to protect my family and prepare for the arrival of my baby. Every dollar matters. Every meal matters.I trusted Payarc with my time, my effort, and my future — and they betrayed that trust. What was supposed to be a new beginning turned into exploitation and abuse.If you’re considering working with Payarc or Zachary Martinez, I urge you to think twice. My story is living proof that not everything that glitters is gold, and sometimes, behind the promises of opportunity, lies the harshest reality.
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