I do not suggest to use Maya. You can't get a support when there are problems with your account. I'm am wondering why does it entered into business when it can't properly provide a good service to its customers. I have an open ticket for more than 2 months that is still unresolved.
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PayMaya is an online payment account that has an app where you can load up in convenience stores, pawnshops, and mall and can purchase anything online.