In terms of being able to use credit to wallet, they're okay. But of course, you have to pay an interest when you pay it back. Judging from the other recent comments, it's hard to get a live agent to talk to, especially when you're in a rush. My issue with Maya is that they seem to be very VERY active in trying to annoy the heck out of a client by calling them multiple times to remind the person to pay their credit. I know it's part of their job. But they freaking make such a big deal out of it even when you pay early. Now that I tried paying on the due date instead of paying early, my payment wouldn't get through. As a result, my declined payment would be refunded in 24 hours according to them, and I would miss my payment due date. That would mean I would have bad credit score and I would have to pay a fee. If someone finds out they do this on purpose, they're going to have a lot to deal with.
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PayMaya is an online payment account that has an app where you can load up in convenience stores, pawnshops, and mall and can purchase anything online.
