Maya encourages paying all your bills with their product. My 3 monthly bills exceed P8000, for which I pay P160 in fees. While Maya is more convenient, I can pay my bills for much less in fees. Maya should pay me interest on my money in my account, not charge me for putting the money in the account.
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PayMaya is an online payment account that has an app where you can load up in convenience stores, pawnshops, and mall and can purchase anything online.