If there is a zero rating, that is what I will give you. I sent emails and calls to retrieve money I sent which you recognized as a paymaya account instead of a gcash account. This paymaya account receiver is an inactive account. The money I sent is worth a double wage pay of an average income earner. Poorest performance. You should update and revise your system.
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PayMaya is an online payment account that has an app where you can load up in convenience stores, pawnshops, and mall and can purchase anything online.