Totally agree with previous reviewerPayPal’s practices are outright predatory and completely unacceptable.The interest rates are abusive, and the way they manipulate payment allocation feels intentionally designed to squeeze every possible pound out of customers.Even when you try to pay your balance, they divert payments in a way that maximizes your interest instead of reducing your debt. This is not an accident — it’s a strategy. PayPal presents itself as a trustworthy global financial platform, but they in for too much profit.I’m done with PayPal Credit, and I strongly warn others to stay away. Their system is built to make you lose money, not manage your finances. I will be looking to close the account in 2 months
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PayPal Holdings Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders.