In my opinion this company and their Paysign “debit card” is down right predatory. The fees are outrageous and I’ve had atm withdrawals declined when money was in the account, so they could nab some more declined transaction fees. If you accidentally hit ANY atm button for a balance check, review, or printing on your receipt, it’s another charge. At no point do the atm’s advise you of any fees - even though you use THEIR ATM NETWORK. After ONLY TWO atm cash withdrawals per month they hit you with withdrawal fees even if using THEIR OWN ATM NETWORK. When attempting to use the card to pay bills online, Paysign: aka Patriot Bank, claims my billing address doesn’t match, even though I’m looking clear as day at what I have listed on their app. Thus, cutting off other utilization avenues of the card. So, if they can’t get your money through fees, they make it impossible to use elsewhere to pay bills. Why? They clearly steer you towards using the card for small retail purchases, because that’s where they make the big money through merchant processing fees. The only way I’ve found around their little schemes is to buy something cheap and do cash back at Walmart. But since most of our donation payments are an even 20 dollar number like $60, you can’t get all of YOUR MONEY through this method after adding an item to buy. Just think about the tens, maybe hundreds, of thousands, of amazing people who have small dollar amounts stuck on Paysign accounts, interest free, that Paysign can find ways to make money with. Plain and simple, this company sucks. They aren’t your friend. They don’t want to be card holder friendly. They suck even more blood from some of the most honest, but down and out folks. To be fair, I also blame the blood and plasma companies for this. What kind of financial incentives do they get for having a business arrangement with this abysmal company? Is it not downright disgraceful to pull money via predatory fees right back out of the pockets from hardworking and generous life saving donors?? The same donors who get a fraction of the outrageous profits the plasma companies pull in. Time to walk away from these lowlife companies. So much for trying to do good deeds. Unfortunately so many can’t because of their life hardships. Nobody wants to sell their literal lifeblood for a few bucks. They do it to SURVIVE. But, you can count on Paysign to be there to capitalize on the suffering!
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