Save your money. I took my dog in for an acl injury and was denied coverage, and told that forevermore this type of injury would be excluded because he developed it before 6 months. What am I paying these high premiums for??I fundamentally disagree with the premise of paying substantial monthly premiums only to have coverage denied for a common condition based on exclusions buried in policy wording and waiting-period clauses. Regardless of how these exclusions are framed contractually, the outcome is that the insurance does not function as protection when it is actually needed.From a practical and financial standpoint, continuing to pay premiums under these circumstances represents poor value. I am therefore choosing to cancel the policy and instead allocate those funds to a dedicated veterinary savings account for my dog, where the money is accessible without exclusions, technical loopholes, or discretionary interpretation.
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Offers pet health insurance in Canada.