This service is trustworthy; they don’t take your money without consent and provide a detailed payment schedule outlining exact payment amounts and dates. They’re also easy to work with. I receive paper checks from my employer, which sometimes arrive late on Fridays, preventing me from depositing them until Saturday. I requested a change to my payment date to the following Monday, and they were very accommodating. This is why I rate them four stars. However, the interest rate on a $250 cash advance is quite high, nearing 600%, resulting in $49 payments every two weeks. While that may not seem excessive at first, it accumulates to over $1,000 over the loan term, which is frustrating. Despite the high interest, their transparency regarding fees and total repayment is commendable. You also have the option to repay in full to avoid interest. I find the interest rate unreasonable, but if you don’t like it, you can choose not to take a loan from them. I've used this service three times without any issues or lack of communication. I want others to read this to make an informed decision based on my experiences. If you need a cash advance, don’t hesitate to use this service. Typically, funds are available within 24 hours—often instantly—unless you apply after business hours. I recommend this service for smaller cash advances, but be cautious with larger amounts due to the steep interest rates.
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Your credit score is not what Post Lake Lending looks at, despite that it can be a plus, but Post Lake Lending determines your eligibility based off your ability to repay the money and the information you provide. They have their own lending standards that does not depend on your credit score but on other factors that give them an idea that you are borrower who will be able to pay your loan on the schedule set out in your loan agreement.See more