This company gave a negative decision without a completed application and was not specific as To their rationale. As part of their review process they did a hard check on my credit which affected it negatively. They could have done a soft check and obtained the same information. I find it interesting that they would make a decision without a completed application and I would advise against the use of this service.
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Headquartered in Austin, Texas, rateGenius has been driven to help people save money for 20 years. With a massive lender network of over 150 financial institutions in all 50 states, rateGenius helps find people better auto loan rates through refinancing.