I took out pet insurance with RSPCA in 2023 for my 1 year old Labradoodle, it was $68 per month, I made no claims that year, in 2024 the monthly premium went up 38% to $94, I made 1 claim that year totaling $300, now in 2025 they are increasing the premium to $124 per month.This is an increase of 81% since I commenced the insurance with RSPCA, they tell me that the increases will happen every year due to 'various factors' and that it will increase again every year, so I assume it will increase by around 35% every year approximately which is highway robbery.I'm better off depositing $100 in a savings account and savings account every month and saving enough for any pet related emergencies.I hear pet insurance is not worth it from various people and I find this to be very true, do your math and ask questions before taking out pet insurance.
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Welcome to the new era of RSPCA Pet Insurance. As of 1 April 2026, RSPCA Pet Insurance entered a new strategic partnership with a new insurance partner - Pacific International Insurance.
