I've been with SFFCU since it was OCTFCU and I still lived in California. I moved away from California in 1991 and I STILL use them as my main bank because they are so much better than any bank I have encountered. I almost never use the bank branches of course (haven't been back to CA since before the pandemic started), but they have an agreement with a different credit union here so I don't have to pay for ATMs, depending on the ones I use. With them, I have used checks, electronic banking, autopay, and Zelle. I have transferred money between banks and gotten emergency debit cards. When I had an issue and needed to get more money than allowed over a two day period, they lifted the limit temporarily for me.
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