The outrageous discriminatory fee increase for foreign customers announced for April 2026 is an absolute shame. All this for an absolutely basic account which hardly offers more than the possibility of paying standard bills in the country(insurance, electricity, taxes, repairs on the house, etc...) and transferring money for that purpose from your account abroad. No Swedish bankID, no telephoneID, no access to the Swish payment system, no credit or debit card included. A shocking charge of 1200SEK for sending you a replacement Digipass Code Generator abroad (they only mail it via DHL International Express) when its battery goes dead. You could easily change that standard button battery yourself, but the moment you take the dead one out, all the data is lost for good ! You need this gadget to get online, make payments and transfers online. No other way is offered as we cannot by law get a Swedish personal number, Add to that the fact they closed one physical branch after the other. And that is actually when things really went worse. To visit one of the remaining branches you have to make an appointment. When you encounter a problem, you spend ages on the phone without getting much help. The same goes with emailing the bank. Should Sweden ever adopt the euro, I'll close my account with SEB at the first opportunity. For the time being I'm weighing my options and considering a change to another Swedish bank.
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SEB erbjuder lån, försäkringar och placering av pengar. Vi ger rådgivning inom finansiering och kapitalförvaltning mm för privatpersoner och företag.