I feel compelled to share my deeply disappointing experience with Shojin Property Partners. Having invested a substantial sum across multiple Shojin projects several years ago, I am dismayed to report that despite loan maturity dates around 2023, the vast majority of my investments remain unredeemed as of February 2025. No capital return. No interest.The projects I invested in have each encountered numerous significant challenges, including:Developer performance issuesMultiple changes in construction companiesExtended work stoppages due to contractor disputesProjects stalling due to financial mismanagementBuilding works stopping to physical fights between the buildersSerious regulatory breaches, including one instance where a borrower's director was arrested for asbestos regulation violationsIs there anything these guys can't screw up??!!These widespread issues across multiple projects raise serious concerns about Shojin's due diligence processes and risk assessment capabilities in terms of which borrowers they bring on board. Of particular concern is the apparent lack of urgency from Shojin's staff regarding these defaulted loans, some of which are now very significantly beyond their maturity dates. Some will be SEVERAL YEARS OVERDUE and the prospects of lenders ever getting their capital returned are very slim e.g. the Motto Hilton project in Glasgow.Shojin merely feed distressed lenders with one excuse after another. Years and years and years of excuses, but no payback!Shojin's seemingly indifferent response to these circumstances is concerning. Given my personal experience, corroborated by reviews here on Trustpilot and other platforms, I would strongly caution prospective investors to thoroughly evaluate the risks. Shojin's track record regarding timely loan redemptions and investor repayments is highly questionable.In retrospect, I deeply regret my decision to invest with Shojin Property Partners! I wish I'd never come across these people.
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Shojin is an FCA-regulated fractional investing platform enabling global investors to build their wealth from UK-based real estate investment opportunities.
Shojin strives to make real estate investing more fair, accessible and transparent to everyone by simplifying and lowering the barriers for investing in institutional-grade opportunities previously only accessible to the ultra wealthy.
Investors can fund mid-tier real estate developments through Shojin’s digital platform with as little as £1,000, and access educational resources along with both self-guided and concierge services to manage their wealth.
Real estate developers and their intermediaries partner with Shojin to access a reliable source of development finance and thrive with Shojin’s deep real estate expertise.
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