We really struggled with obtaining a self employed mortgage and lost a house, time and money with a few others brokers. We were more or less broken and our mental health was certainly suffering. Eventually we found Steven Neale, well, our only regret is that we’d found him a very long time ago.Yes, Steven and Sue do charge a larger fee than most brokers and whilst I can see how this could be off putting at first for many (I for one, was one of those people!) please do not be fooled into thinking this isn’t worth it! We pick up the keys to our house today, something that seemed so out of reach months ago. We are in still in a state of disbelief to be honest. After much effort, Steven found us a mortgage that so many other brokers could not or would spend the time to do so. Steven and Sue worked extremely hard for their fee from us and they honestly made us feel like we were their only client. They answered their phones efficiently, returned our calls usually within minutes, answered emails swiftly, communicated with the mortgage lender efficiently and passed on the info to us immediately. There were many, many times that my husband would ring Steven out of normal office hours and he’d be there on the other end. Nothing was too much trouble, yes, they are charging a fee, however with what they did for us, over the months they worked for us, I would want to be paid that also and quite probably more! Other brokers we used that were charging less, wouldn’t even return our calls for days, sometimes not at all, we never felt they had our best interests at heart and that we were just another client running along many. Steven and Sue deal with complex cases, there is A LOT of work involved, they are not taking advantage of people, I have to disagree with the previous review. For us as self employed, trying to get a mortgage has been utterly hellish, the most stressful period in our lives to date. I can see from many, many forums online that this is the case for a lot of people. It is unfair how the self employed can be at times, treated by lenders. I will recommend Steven and Sue to everyone I know that is struggling. Please, please do not be put off by their fee, I promise you, they work harder than any broker we’ve ever known (and we’ve known a few!). In my opinion, they have done more than any conveyancing solicitor has done and nobody ever questions their fee, it’s just a given, so please bear this in mind! Thank you again Steven and Sue, you have a business to be very proud of and thank you for the humility you have shown to us when we have been left feeling somewhat downtrodden to say the least, for the last year and a half.
Claim your business profile now and gain access to all features and respond to customer reviews.
Finding a mortgage if you have a poor credit history is difficult and has to be approached very carefully because of the shortage of lenders in this market. Having the advice of a qualified Mortgage Adviser will greatly enhance your chances.
I Specialise in Poor Credit Mortgages because there are very few Brokers dedicated to offering advice in this area. Understanding Adverse Credit lenders criteria is far more complex, detailed and time consuming than dealing with a mortgage from a High Street lender.
With only a few Sub Prime lenders to choose from, getting it right first time is very important.See more
