Prior to contacting Steve & Sue we had been bounced back by two mainstream brokers who had not taken the time to understand our financial circumstances fully. After previously being unsuccessful with an adverse lender through our previous broker, we had very little expectation that they would be able to help us. Steve not only found us a suitable lender, he also secured us a significantly better rate and term than we had been previously turned down for! Their level of detail and fact finding gave us the reassurance that they fully understood our circumstances and could convey this to the lenders. Our only regret was that we hadn’t contacted them first as we would have saved ourselves a lot of time and stress!We had some fantastic feedback from the developer regarding the communications they received from Sue and Steve, and that helped alleviate some of their concerns when our reservation expired.
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Finding a mortgage if you have a poor credit history is difficult and has to be approached very carefully because of the shortage of lenders in this market. Having the advice of a qualified Mortgage Adviser will greatly enhance your chances.
I Specialise in Poor Credit Mortgages because there are very few Brokers dedicated to offering advice in this area. Understanding Adverse Credit lenders criteria is far more complex, detailed and time consuming than dealing with a mortgage from a High Street lender.
With only a few Sub Prime lenders to choose from, getting it right first time is very important.See more
