You can borrow money from people, but they require you to tip and they ask you to donate money every time you borrow money which seems a bit of a money grab. If you’re already tight on money, it’s a weird way to facilitate that. I mean, if you were wildly in need of money and it was your only option, I can see it being useful but the part where paying someone a tip and then the platform taking 8% to 10% on top of your loan and also charging you fees to instantly transfer money into your bank. Seems like a quick solution to a problem that’ll possibly become more difficult. I appreciate the logic behind it but borrowing $75 in repaying back 93…. I don’t know it just doesn’t sit right with me.
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