If you're having financial trouble and are paying back your debts - make Synchrony the absolute bottom of your priority list. Even if you have years of on-time payments with them, they'll close your account anyway the second your credit score dips and then customer service will tell you that all appeals are basically shredded on sight by upper management. Synchrony seems to pride themselves on giving the finger to you for making sure your accounts with them are current.
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Synchrony is a consumer financial services company headquartered in Stamford, Connecticut, United States.