I use my Sams Club card frequently and as a default payment method. I pay it off completely every month.But also every month I have to go without using it, and thus receiving no Sam's rewards for the 7 to 14 day time period it takes them to reflect my payment in my available credit. Their horrible bookkeeping has cost me hundreds in rewards dollars (you are supposed to get $3 back for every $100 spent at Sam's Club- and I spend a LOT there!).
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Synchrony is a consumer financial services company headquartered in Stamford, Connecticut, United States.